TERMS & CONDITIONS

1Introduction

These Terms & Conditions govern the access and use of the website and research services provided by Divyani Kuldipsingh Thakur, a SEBI Registered Research Analyst. By accessing this website or availing any services, the user agrees to be bound by these terms and applicable laws, including SEBI (Research Analyst) Regulations, 2014.

2Nature of Services

The services offered are limited to non-discretionary research, analysis, and educational content. We do not provide portfolio management services or execute trades on behalf of clients.

3Investment Risks & Client Acknowledgement

The Client acknowledges and agrees to assume the risks associated with investments, as outlined below:

• Investment in equities, derivatives, mutual funds, and Exchange Traded Index products are subject to market risks. There is no guarantee that the objectives of the Investment Strategy will be achieved.
• Past performance of the Research Analyst does not guarantee future performance. Investors should be aware that no guaranteed returns are offered.
• Investment in the securities market is subject to market risks. Clients are advised to carefully read all related documents before investing.
• Research Analyst’s recommendations may not always be profitable, as actual market movements may differ from anticipated trends.
• The Research Analyst is neither responsible nor liable for any losses resulting from its research services.
• Registration with SEBI and certification from NISM do not guarantee the performance of the intermediary or provide any assurance of returns to investors.

4Limitation of Legal Liability

No suit, prosecution, or other legal proceeding shall lie against the Research Analyst for any damage caused or likely to be caused by anything done in good faith or intended to be done under the provisions of the Securities and Exchange Board of India (Research Analysts) Regulations, 2014.

5Client Responsibility

All investment decisions taken based on research inputs are solely at the client’s discretion and risk. The Research Analyst shall not be responsible for any financial losses incurred.

6Fees & Payments

Fees charged are strictly for research services. Payments must be made through approved digital payment channels. Refunds, if any, shall be governed by the Refund Policy available on the website.

7Regulatory Compliance

The Research Analyst is registered with SEBI and adheres to all applicable regulatory requirements. No consideration is received from any issuer or intermediary for providing recommendations unless specifically disclosed.

8Intellectual Property Rights

All website content and research material are the intellectual property of Divyani Kuldipsingh Thakur and may not be copied, reproduced, or redistributed without prior written consent.

9Termination of Access

Access to services may be suspended or terminated in case of misuse, violation of these terms, or provision of false information by the user.

10Amendments

These Terms & Conditions may be amended at any time. Revised terms shall be effective upon publication on the website.

11Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes shall fall under the exclusive jurisdiction of Indian courts.